LATEST NEWS & GUIDANCE

Do you understand the term 'loan-to-value'?

If you’re considering buying a house and applying for a mortgage you’ll very quickly get used to people talking about loan-to-value, or LTV for short. But what does it mean?

Quite simply, loan-to-value is a way of expressing the difference between the value of the house you’re buying and the amount of money you’re borrowing to pay for it. It is one of the main factors that your bank or building society will assess when deciding whether you qualify for a mortgage.
   
Take advantage of BEST PROFESSIONAL ADVICE from our in-house mortgage man Paul. For a no-obligation introduction to Paul please liaise with Andrew our Sales Director 01446 713002